5 Reasons Why To Opt Fullerton India Personal Loan App

Fullerton India Personal Loan App is an InstaLoan application that provides you with the best possible instant personal loan facility. This financial application is developed specifically for Indian mobile users. You can apply for an instant personal loan from anywhere, worth a maximum of INR 25 Lakhs, based on the short-term duration.

Features Of Fullerton India InstaLoan App

The instant loan app offers the following features:

  • They provide interest rates starting from around 11.99% p.a. for personal loans.
  • The loan amount provided by them ranges from a minimum of INR 50,000 to a maximum of INR 25 Lakhs.
  • There exists a processing fee of (0 – 6)% on your loan amount.
  • The duration of the loan usually varies between 12-60 months.

How Is EMI Calculated?

Suppose you have applied through the online loan app for a loan amount of approximately INR 1 lakh. Let’s say the interest rate is 11.99% and your repayment tenure if of 24 months. 

Then, as per the formula EMI=P x r x (1+r) ^n/ ((1+r) ^n – 1), where ‘P’ is the principal loan amount, ‘r’ is the rate of interest, and ‘n’ stands for the tenure, your EMI will account for roughly INR 4,407.

Reasons To Opt For Fullerton India InstaLoan App

Choosing Fullerton India InstaLoan App over any traditional system for personal loans is beneficial in several ways:

  • Easy & Convenient

The availability of online loan platforms makes applying for loans quite convenient and easy for users. You do not have to wait for any representatives to meet in person to get approval for your loans. You can apply for personal loans instantly with a few clicks. 

Furthermore, you can track your loan process, check balance, duration, and other essential information right away in their online loan app.

  • Minimum Documentation Required

Online platforms generally do not require excess heavy documentation. The only papers you need to provide are- KYC documents regarding address proofs, proof of employment, payslips of the previous three months, and the bank statement of the last six months. 

Then, once you become a verified user and your repayment ability is checked, you are all set to be approved of your loan amount.

  • Exciting Offers

You can benefit from low interest rates, smooth repayment tenures, etc., when you choose Fullerton India InstaLoan App. The availability of instant loans and affordable interest rates are like the bonus combinations.

  • Affordable Interest Rates

As has already mentioned earlier, Fullerton India InstaLoan App provides a competitive rate of interest starting from 11.99%. The affordable interest rates and suitable tenures make it altogether a convenient and preferable app. The higher the credit scores, the lower is the rate of interest.

  • Service Availability

Unlike banks, online platforms are always available for the preferred service at your disposal. All you need is a smartphone, desktop or laptop, a stable internet connection, and you are all set to explore your loan instantly online! You can directly download Fullerton India Instaloan App from playstore to your android device. 


Personal Loan Types Provided By Fullerton India InstaLoan

The instant loan app deals with various types of loans. Here’s a list of the following:

  • Personal Loan For Salaried Individuals

If you belong to either a public or private company, this type of personal loan is perfect for you. You can directly tie up your bank account and choose to upload your payslips, become a verified user and get instant approval of the loan. 

  • Personal Loan For Professional Workers

Professional workers like doctors, accountants, and others can easily avail of personal loans up to INR 30 Lakhs without providing any assets.

  • Loans For Medical Purposes

The instant loan apps are helpful during medical emergencies. Fullerton India InstaLoan app serves the best purpose by providing adequate funding to bear the expenses. 

  • Wedding Loans

To make sure that you have a perfect grand day, you can apply for wedding loans to save yourself from last-minute expenses. 

  • Travel Loans

To visit your dream destination and avail of the tickets instantly at sale prices is easier if you have Fullerton India InstaLoan App. The optimal choice of funds and offers can make any of your wishes come true.  


Fullerton India Personal Loan App makes all your dreams come true with the convenience of proper instant loan approvals and multiple benefits. With minimal effort, you can get maximum coverage of funds without worrying about your expenses!

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